Your Online Insurance Agency for Personalized Coverage
Independent insurance solutions for individuals, families, and businesses throughout Georgia and Florida.
Personal Insurance • Commercial Insurance • Local Service • Independent Choice
Access to More Markets. More Choices for You.
As an independent insurance agency, we work with a wide range of respected insurance companies and specialty markets to help find coverage that fits your needs and budget.
Carrier availability and eligibility vary by state, product, and individual risk.
Why Choose Cumming Insurance?
Insurance should feel personal—not complicated. At Cumming Insurance, we take the time to understand what you’re protecting, compare coverage options from multiple insurance markets, and help you make informed decisions with confidence.
Independent Choice
We aren’t tied to just one insurance company. We can compare multiple markets to help find coverage that fits your needs.
Personal Service
You work with a real local insurance professional who gets to know you, your family, or your business—not a call center.
Personal & Commercial Expertise
From home and auto to contractors, commercial auto, workers’ compensation, liability and more, we can help with coverage for both your personal life and your business.
Licensed in Georgia & Florida
Providing personalized insurance solutions for individuals, families and businesses throughout Georgia and Florida.
Scarlett Adams is wonderful to work with. We compared rates and knew we made the right decision when choosing this Agency. I highly recommend- you will get the best customer service as well as the best prices!
Niki Watkins
Home & Auto Client
What Our Clients Say
Ready to feel more confident about your coverage?
Real experiences from individuals, families, and businesses we’ve helped protect.
Scarlett was fantastic to work with. From the very first call to her firm, she hit the ground running to help me get all the coverage my company needed. If you’re a new or existing company, you are going to want her in your corner!
John Fiorentino
Small Business Owner
When it was time to buy a new vehicle, I was overwhelmed with all of the options that are out there for insurance. Scarlet made this process seamless and stress-free! She worked hard to find the best policy and rate for my family. She was quick, responsive, and professional and I could not be more thankful for such a great experience!
Krouse & Company LLC
Real Estate Investor
Let’s Find the Right Coverage for You
Tell us a little about what you need, and Cumming Insurance will follow up to help you explore your options.
No pressure. Just personal guidance and insurance options tailored to your needs.
Cumming Insurance
770-549-9762
scarlett@cumming-insurance.com
Meet Scarlett
Independent Agent. Local Advocate. Personal Service.
Scarlett Adams is the owner of Cumming Insurance, operated by Altair Agency, LLC. She has worked in the insurance industry since 2014 and became an independent insurance agent in 2019.
After years of working within a single-carrier environment, Scarlett chose the independent agency model so she could offer clients more options and help match coverage to each person, family, or business instead of relying on a one-size-fits-all approach.
Today, Cumming Insurance serves clients throughout Georgia and Florida with both personal and commercial insurance solutions. Whether you need help protecting your home, vehicles, family, business, employees, or equipment, Scarlett’s goal is to make insurance easier to understand and provide responsive, personal service from someone you can actually reach.
Local service. Independent choice. Coverage built around you.
What Our Clients Say
Real feedback from clients who trusted Cumming Insurance to help protect what matters most.
★★★★★
Katie Chavez
Scarlett is wonderful to work with! Highly recommend for anyone looking for commercial insurance!
Google Review
★★★★★
Amber Silva
If you’re looking for a reasonable and quick and efficient customer service reach out to Scarlett she’s wonderful. I have been doing business with her for years now she’s very flexible and has helped me out in situations even after hours. She is definitely my go to!
Google Review
★★★★★
Heather Burns
Scarlett Adams was very helpful in finding insurance coverage options for us. I would definitely work with her again in the future.
Google Review